agency stringclasses 2
values | effective_date stringdate 2026-08-04 00:00:00 2026-10-13 00:00:00 | termination_date float64 | active bool 1
class | year int64 2.03k 2.03k | respondent_type stringclasses 2
values | institution stringlengths 12 54 | city stringlengths 4 14 ⌀ | state stringlengths 2 2 ⌀ | organizations_named stringlengths 12 120 | action_type stringclasses 8
values | penalty_amount float64 350M 750M ⌀ | docket_number stringlengths 10 25 ⌀ | document_url stringlengths 41 80 | note float64 | charter_number float64 1 708k ⌀ | fdic_cert float64 628 57.1k ⌀ | actions_same_institution int64 1 131 | ont_org_id stringlengths 16 44 ⌀ | ont_org_sources stringlengths 3 28 ⌀ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OCC | 2026-10-13 | null | true | 2,026 | Institution | Bank of America, National Association | Charlotte | NC | Bank of America, National Association | Civil Money Penalty (CMP) | 750,000,000 | AA-ENF-2026-41 | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-41.pdf | null | 13,044 | 3,510 | 90 | org:BANK OF AMERICA NATIONAL ASSOCIATION | sba,usaspending |
Federal Reserve | 2026-10-08 | null | true | 2,026 | Institution | American Express Company | New York | NY | American Express Company, New York, New York; American Express Travel Related Services Company, Inc., New York, New York | Cease and Desist Order | null | null | https://www.federalreserve.gov/newsevents/pressreleases/enforcement20261008a.htm | null | null | null | 1 | org:AMERICAN EXPRESS | fec,lda,sec_frames |
OCC | 2026-10-08 | null | true | 2,026 | Institution | American Express National Bank | Sandy | UT | American Express National Bank | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D) | null | null | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-46.pdf | null | 25,151 | 27,471 | 3 | null | null |
OCC | 2026-10-08 | null | true | 2,026 | Institution | American Express National Bank | Sandy | UT | American Express National Bank | Civil Money Penalty (CMP) | 350,000,000 | AA-ENF-2026-47 | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-47.pdf | null | 25,151 | 27,471 | 3 | null | null |
OCC | 2026-09-29 | null | true | 2,026 | Individual (name withheld) | Fifth Third Bank, National Association | Cincinnati | OH | Fifth Third Bank, National Association | Prohibition/Removal Orders | null | AA-ENF-2026-43 | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-43.pdf | null | 25,190 | 6,672 | 7 | org:FIFTH THIRD BANK NATIONAL ASSOCIATION | usaspending |
Federal Reserve | 2026-09-24 | null | true | 2,026 | Institution | Ontario Bancorporation, Inc. | Ontario | WI | Ontario Bancorporation, Inc., Ontario, Wisconsin | Written Agreement | null | null | /newsevents/pressreleases/enforcement20261002a.htm | null | null | null | 1 | null | null |
OCC | 2026-09-18 | null | true | 2,026 | Individual (name withheld) | First Federal Community Bank of Bucyrus | Bucyrus | OH | First Federal Community Bank of Bucyrus | 1829 Prohibition Notification | null | 25-CR-0262 | https://www.occ.gov/static/enforcement-actions/ea2026-31.pdf | null | 703,920 | 29,705 | 1 | null | null |
OCC | 2026-09-17 | null | true | 2,026 | Individual (name withheld) | U.S. Bank National Association | Cincinnati | OH | U.S. Bank National Association | Prohibition/Removal Orders | null | AA-ENF-2026-39 | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-39.pdf | null | 24 | 6,548 | 49 | org:U S BANK NATIONAL ASSOCIATION | sba |
OCC | 2026-09-17 | null | true | 2,026 | Individual (name withheld) | JPMorgan Chase Bank, National Association | Columbus | OH | JPMorgan Chase Bank, National Association | 1829 Prohibition Notification | null | 1:25 CR 0010-001 (PKC) | https://www.occ.gov/static/enforcement-actions/ea2026-32.pdf | null | 8 | 628 | 103 | org:JPMORGAN CHASE BANK NATIONAL ASSOCIATION | dol_5500,sba,usaspending |
Federal Reserve | 2026-09-16 | null | true | 2,026 | Individual (name withheld) | Sandy Spring Bank | Olney | MD | Sandy Spring Bank, Olney, Maryland | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260924a.htm | null | null | null | 3 | org:SANDY SPRING BANK | usaspending_parent |
Federal Reserve | 2026-09-09 | null | true | 2,026 | Individual (name withheld) | Northstar Bank | Bad Axe | MI | Northstar Bank, Bad Axe, Michigan | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260918a.htm | null | null | 57,097 | 1 | org:NORTHSTAR BANK | sba |
Federal Reserve | 2026-09-09 | null | true | 2,026 | Individual (name withheld) | American Express Travel Related Services Company, Inc. | New York | NY | American Express Travel Related Services Company, Inc., New York, New York | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260918a.htm | null | null | null | 2 | org:AMERICAN EXPRESS TRAVEL RELATED SERVICES | faa,lda |
Federal Reserve | 2026-09-09 | null | true | 2,026 | Individual (name withheld) | Regions Bank | Birmingham | AL | Regions Bank, Birmingham, Alabama | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260918a.htm | null | null | 12,368 | 117 | org:REGIONS BANK | lda,sba |
OCC | 2026-09-08 | null | true | 2,026 | Individual (name withheld) | Flagstar Bank, FSB | Troy | MI | Flagstar Bank, FSB | 1829 Prohibition Notification | null | 16-2023-CF-009699-AXXX-MA | https://www.occ.gov/static/enforcement-actions/ea2026-30.pdf | null | 708,412 | null | 5 | null | null |
OCC | 2026-09-01 | null | true | 2,026 | Individual (name withheld) | Zions Bancorporation, National Association | Salt Lake City | UT | Zions Bancorporation, National Association | 1829 Prohibition Notification | null | DUTX2:25CR00124-001 TC | https://www.occ.gov/static/enforcement-actions/ea2026-29.pdf | null | 4,341 | null | 2 | null | null |
OCC | 2026-09-01 | null | true | 2,026 | Individual (name withheld) | Wells Fargo Bank, National Association | Sioux Falls | SD | Wells Fargo Bank, National Association | 1829 Prohibition Notification | null | CR-24-00376-001-PHX-ROS | https://www.occ.gov/static/enforcement-actions/ea2026-28.pdf | null | 1 | 3,511 | 131 | org:WELLS FARGO BANK NATIONAL ASSOCIATION | sba |
Federal Reserve | 2026-08-24 | null | true | 2,026 | Individual (name withheld) | Banco Popular de Puerto Rico | San Juan | PR | Banco Popular de Puerto Rico, San Juan, Puerto Rico | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260827a.htm | null | null | 34,968 | 6 | org:BANCO POPULAR DE PUERTO RICO | sba |
Federal Reserve | 2026-08-20 | null | true | 2,026 | Individual (name withheld) | Simmons Bank | null | null | Simmons Bank | Section 19 Letters | null | null | /supervisionreg/files/parrish20260820.pdf | null | null | null | 2 | org:SIMMONS BANK | sba |
OCC | 2026-08-19 | null | true | 2,026 | Individual (name withheld) | PNC Bank, National Association | Wilmington | DE | PNC Bank, National Association | Prohibition/Removal Orders | null | AA-ENF-2026-6 | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-6.pdf | null | 1,316 | 6,384 | 40 | org:PNC BANK NATIONAL ASSOCIATION | faa,sba,usaspending |
Federal Reserve | 2026-08-14 | null | true | 2,026 | Institution | SouthPoint Bancshares, Inc. | Birmingham | AL | SouthPoint Bancshares, Inc., Birmingham, Alabama | Written Agreement | null | null | /newsevents/pressreleases/enforcement20260820b.htm | null | null | null | 1 | null | null |
Federal Reserve | 2026-08-12 | null | true | 2,026 | Individual (name withheld) | Regions Bank | Birmingham | AL | Regions Bank, Birmingham, Alabama | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260820a.htm | null | null | 12,368 | 117 | org:REGIONS BANK | lda,sba |
Federal Reserve | 2026-08-12 | null | true | 2,026 | Individual (name withheld) | United Community Bank | Greenville | SC | United Community Bank, Greenville, South Carolina | Prohibition from Banking | null | null | /newsevents/pressreleases/enforcement20260820a.htm | null | null | 16,889 | 2 | org:UNITED COMMUNITY BANK | dol_5500,fec,sba,usaspending |
OCC | 2026-08-06 | null | true | 2,026 | Individual (name withheld) | Bank of America, National Association | Charlotte | NC | Bank of America, National Association | 1829 Prohibition Notification | null | CP-46-CR-0002076-2025 | https://www.occ.gov/static/enforcement-actions/ea2026-27.pdf | null | 13,044 | 3,510 | 90 | org:BANK OF AMERICA NATIONAL ASSOCIATION | sba,usaspending |
Federal Reserve | 2026-08-05 | null | true | 2,026 | Individual (name withheld) | Regions Bank | Birmingham | AL | Regions Bank, Birmingham, Alabama | Prohibition from Banking | null | null | https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260813a.htm | null | null | 12,368 | 117 | org:REGIONS BANK | lda,sba |
OCC | 2026-08-04 | null | true | 2,026 | Individual (name withheld) | U.S. Bank National Association | Cincinnati | OH | U.S. Bank National Association | Prohibition/Removal Orders | null | AA-ENF-2026-38 | https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-38.pdf | null | 24 | 6,548 | 49 | org:U S BANK NATIONAL ASSOCIATION | sba |
Bank Enforcement Order Feed: free sample (Tensorust LLC)
8,969 Federal Reserve and OCC enforcement actions in one table; 780 institution orders are still open.
Headline: Every enforcement action published by the Federal Reserve Board and the OCC (8,969 actions), normalized into one table: institution, city and state, action type (cease and desist, formal agreement, civil money penalty, written agreement, prohibition), effective and termination dates, penalty where the OCC reports one, and a link to the order.
This repository is a free teaser, not the dataset. It holds 25 example rows and a summary table with no names in it. The full file has 8,969 rows and is sold by Tensorust LLC: https://tensorust.com/datasets/bank-enforcement-orders/.
Files here
| file | what it is |
|---|---|
sample.csv |
25 rows of the full file (the same sample shown on tensorust.com) |
summary_by_state.csv |
row counts and totals by state across the full file, no entity names (groups with fewer than 3 rows are folded into "Other") |
Summary by state (largest groups)
| State | rows | Penalties (USD) |
|---|---|---|
| (blank) | 1,465 | 65,000,000 |
| TX | 936 | 199,028,276 |
| CA | 645 | 498,607,599 |
| IL | 475 | 3,337,139 |
| FL | 409 | 17,876,917 |
| OH | 407 | 2,677,464,310 |
| NY | 364 | 142,580,559 |
| MN | 288 | 2,728,346 |
| SD | 206 | 2,008,939,965 |
| NC | 198 | 2,429,563,157 |
| CO | 197 | 94,827,725 |
| OK | 196 | 4,662,932 |
| TOTAL | 8,969 | 11,646,434,138 |
Full table: summary_by_state.csv.
What the full file has
- 8,969 rows
- Key fields: agency, effective_date, termination_date, active, year, respondent_type, institution, city, state, organizations_named
- Parquet and CSV, a README with sources, method and limits, and the build script
- Free 25-row sample (no personal contact data)
Coverage: All 8,969 actions in the Federal Reserve enforcement file and the OCC EASearch database (OCC back to 1989, Fed back to the 1990s). FDIC actions not included. Fed file and OCC database pulled Nov 6, 2026 (latest OCC action Oct 13, 2026; latest Fed action Oct 8, 2026).
Columns in the full file
| column | meaning |
|---|---|
agency |
Federal Reserve or OCC |
effective_date |
Effective or completed date |
termination_date |
Termination date (blank if in force) |
active |
Not terminated |
year |
Year of action |
respondent_type |
Institution, or an individual (name withheld) |
institution |
Bank or company (first named organization) |
city |
City |
state |
State |
organizations_named |
All organizations named in the action |
action_type |
Type of action |
penalty_amount |
Civil money penalty or amount ($), OCC only |
docket_number |
OCC docket number |
document_url |
Link to the order or press release |
note |
Fed note |
charter_number |
OCC charter number |
fdic_cert |
FDIC certificate (name and state match) |
actions_same_institution |
Actions in this file for the same institution name |
ont_org_id |
Tensorust ontology organization id |
ont_org_sources |
Ontology sources for the institution |
Get the full file
| tier | price | includes |
|---|---|---|
| Open orders list | $250 | Every institution-level order still in force (780) with links and FDIC certs. |
| Full feed with monthly updates | $1,200 a year | All 8,969 actions, refreshed monthly for 12 months with new and terminated orders marked. |
| Enterprise API license | $3,600 a year | Weekly refresh delivered as a feed, ontology IDs for joining to your bank partner list, internal redistribution. |
Email mattbusel@tensorust.com with the tier and a billing contact, and we will send a proper invoice (ACH or card). The file is delivered once the invoice is paid. Details and the live sample: https://tensorust.com/datasets/bank-enforcement-orders/. All datasets: https://tensorust.com/datasets/
Method and limits
Fed rows split the first named organization into name, city and state. OCC rows come from the EASearch API; institution = bank name, else company name. Individual names (Fed "Individual" column, OCC first and last name) are not carried. FDIC cert matches on normalized name plus state against active FDIC institutions.
Not legal advice, not a list of current violations, and not FDIC, CFPB or state actions. Individual respondents are not named.
Sources
- Federal Reserve Board enforcement actions file (federalreserve.gov/supervisionreg/files/enforcementactions.csv)
- OCC Enforcement Action Search (apps.occ.gov/EASearch)
- FDIC BankFind institutions (cert match)
License
The sample and summary here are free to view, analyze and cite with attribution to "Tensorust LLC, https://tensorust.com/datasets/bank-enforcement-orders/". The full dataset is licensed separately per tier. No resale or redistribution of Tensorust data without a written license.
Tensorust LLC, Tuckahoe NY. mattbusel@tensorust.com | https://tensorust.com
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